How to Budget with RAM Financing in Omaha

Do you need new car financing in Omaha but don’t know where to start? Perhaps you’ve had your eye on that new RAM 2500 but aren’t sure if you can make it work in your budget. Buying a truck shouldn’t be painful. That’s why our team at Woodhouse Chrysler Jeep® Dodge Blair works hard to ensure a smooth buying experience every step of the way. Discover tips from our experts to figure out your budget from the comfort of your home.

Before you get an estimate on a new vehicle, check to see if you can improve your options and lower your loan payment. There are generally two ways to do this. A down payment is money that you give to the dealership, and it comes right off the price of your new truck. You can also trade in your current vehicle to lower the amount of your loan. Use an online estimator to see how much your car is worth.

Next, use our convenient online tools to find out how much a monthly loan payment will cost you. Input the amount listed for your desired model, then subtract the amount of any down payment or trade-in. You can change the loan terms to account for the total number of years you’ll pay on the loan and also increase or lower the provided annual percentage rate. This will give you a good idea of what your favorite models will cost you monthly.

Lastly, figure in regular car expenses. Whether you’re getting a new or used car, you’ll need insurance along with annual registration fees. Plus, don’t forget the cost of gas and maintenance. Once you’re ready to take a test drive, then contact Woodhouse Chrysler Jeep® Dodge Blair. We’ll walk you through the car buying process and help you drive away in a RAM 1500.