How to Apply for Financing

April 16th, 2019 by

Are you ready to buy your first truck? If so, then our RAM dealer near Council Bluffs provides RAM financing onsite. Our professional team at Woodhouse Chrysler Jeep® Dodge Blair answers all of your questions about applying for a loan, then helps you secure funding for your new or used car. The most natural place to start is by checking your credit and figuring out your budget. With these two concerns out of the way, then it’s time for car shopping and getting pre-approved at our dealership.

Get a free credit check

All financing starts with the loan officer pulling your credit score. Don’t be alarmed, because your score is different from provider to provider and our team works with you regardless of your score. However, you can avoid surprises and even work to improve your score by requesting your free credit score online.

Plan out your budget

It’s easy to get overwhelmed with so many new truck choices online, which is why our Blair RAM financing experts recommend you put together your budget before applying for a car loan. List all of your current debts and monthly payments, then compare that to your income. Next, consider the various costs that come with new car ownership. You’ll need to add in a yearly license and registration fee, monthly insurance costs, fuel charges, and maintenance fees.

Determine your payment amount

Use an online payment calculator to determine the price of your favorite truck online. You can change different factors, like the length of payments, to get a price you can afford.

Give Woodhouse Chrysler Jeep® Dodge Blair a call or apply for your loan online. Our RAM financing professionals are on-hand to answer your questions and hook you up with an affordable monthly loan.

Posted in Finance